Fresh Currency Notes: Step‑by‑Step Guidelines for Pakistanis

As Eid‑ul‑Fitr 2026 approaches, many people in Pakistan are keen to get fresh and crisp currency notes for gifting and traditional Eidi. To help citizens obtain new notes fairly and legally, the State Bank of Pakistan (SBP) and commercial banks have issued clear procedures for the public to follow. These guidelines are designed to make the process organized and transparent ahead of the festival.

Why Fresh Notes Are in Demand

Fresh currency notes — especially smaller denominations like Rs 10, Rs 50, and Rs 100 — are traditionally used during Eid celebrations as Eidi for children and relatives. Because demand rises sharply before the festival, people often find it difficult to get clean notes in regular circulation. To avoid reliance on unofficial sellers who charge high premiums, authorities have outlined official channels to obtain fresh currency.

Official Ways to Get Fresh Currency Notes

1. Use the SMS Service

One of the most convenient methods introduced by the State Bank allows citizens to request fresh notes by sending an SMS from their mobile phones. This service reduces crowding at bank branches and makes the process easier for people across the country.

How It Works:

• Open the SMS app on your phone.
• Type your CNIC number (without dashes).
• Add a space followed by the bank branch code where you want to collect your notes.
• Send this message to a designated number provided by the bank.

Soon after, you should receive a reply with a transaction code and details of the bank branch assigned to you. This code is essential — bank staff will verify it when you arrive to collect your fresh notes.

2. Visit Commercial Banks

Many commercial banks nationwide are offering fresh currency notes directly to customers, often on a first‑come, first‑served basis. If the SMS system is congested or unavailable, you can visit your bank branch with your original CNIC and a copy to request new notes. Bank staff will guide you through the process and provide fresh notes based on availability.

3. State Bank Banking Services Offices

In major cities such as Karachi, Lahore, and Islamabad, SBP Banking Services Corporation offices often provide fresh notes for public collection. These locations generally begin distribution early in the season before the frenzy around the festival peaks.

4. ATMs with Clean Notes

During the last ten days of Ramadan, many banks load ATMs with cleaner and better‑conditioned notes, especially in larger denominations like Rs 500 and Rs 1,000. Although these may not always be brand‑new notes, they are usually in much better condition than average circulated currency, making them suitable for Eid gifting.

Important Tips

Avoid Black Market Sellers:
Some private vendors attempt to sell fresh notes at inflated prices. Authorities have warned that this practice is illegal and discourage people from relying on such sources. Always use official channels to avoid scams and legal issues.

Carry Your CNIC:
Whether using the SMS service or visiting a bank branch, you must present your original CNIC along with a copy. Bank personnel will verify your identity before issuing fresh notes.

Apply Early:
Because demand increases significantly as Eid nears, it’s advisable to send your SMS request or visit a bank branch early in Ramadan — ideally in the second week — to avoid long queues and ensure you receive fresh notes in time for celebrations.

FAQ

What number do I send the SMS to for fresh notes?
Use the SMS service by typing your CNIC and bank branch code and sending it to the designated bank number provided in official guidelines.

Do I need a transaction code to collect fresh currency?
Yes. Your SMS reply will include a transaction code that must be shown along with your CNIC when you collect your new notes from the bank.

Can I get fresh currency directly from SBP offices?
Yes. SBP Banking Services offices in large cities provide an official option for collecting fresh notes.

Are people allowed to sell new notes in the market at premiums?
No. Selling fresh notes at higher than face value in markets is illegal and discouraged by financial authorities.

Can ATMs dispense cleaner notes?
Yes. Many ATMs are stocked with cleaner notes in larger denominations during the final days before Eid, which can be used for gifting.

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